Content/Trigger warning: term “slave”
What does Finsub mean?
The term Finsub combines “financial” or “finance” and “Sub.” It refers to a submissive person who submits financially to one or more others. Other terms for this role include money pig, money slave, or cash cow.
A Finsub relinquishes decision-making power over part or all of their financial resources within a power dynamic. The kink associated with this dynamic is called Financial Domination.
What does a Finsub do?
There are various forms of the Finsub role. It can range from simply handing over cash or making transfers to completely surrendering control over accounts and credit cards. A Finsub makes payments to or for a Findom, or buys gifts or vouchers. Payments can be demanded as punishment for something, as part of a ritual, or as a condition for interaction.
What’s the appeal?
For outsiders, it’s hard to understand the intentions of a Finsub. It’s a very submissive role. Most find humiliation and degradation appealing, as the Finsub is made to feel worthless, except for paying. The Finsub essentially hands over the last thing of value about themselves: their money. This degradation to being a human wallet is a particular form of submission. Many Finsubs even find this sexually stimulating.
At its core, Finsubs enjoy being “exploited.” Many also like the pressure and adrenaline tied to the associated blackmail games. The play with fear can also be exciting. For instance, when a Finsub hands over their credit card to someone else and doesn’t know how much will be spent. As often happens in BDSM, it’s about surrender. Our money is something very private and personal. As the saying goes, “Friendship ends where money begins.”
Surrendering control in this sensitive area of life and thus entering into a short-term or long-term dependency is exactly what excites many Finsubs.
What should Finsubs be cautious about?
Submitting as a Finsub shouldn’t be taken lightly. First, one should ask themselves: How much money am I willing to invest in my kink? Where are my limits? These limits should be communicated clearly and reliably to the other party. Additionally, these limits should be regularly reassessed depending on one’s life situation. If necessary, one should adjust their budget.
Finsubs must also handle sensitive data, like credit card information and bank account numbers, responsibly. These should only be shared with a Findom they fully trust. While the temptation of a “no return scenario” and the idea of complete dependence can be a thrilling fantasy, there should always be a way to secure oneself and exit if needed.
